How Much Is Myvi Insurance in Malaysia?
From RM 520 to RM 930/year for comprehensive coverage, depending on your Myvi variant, year, NCD, and add-ons. Compare prices across all generations.
Quick Myvi Insurance Estimate
This is an estimate. Final premium depends on insurer underwriting, vehicle details, NCD record, add-ons, and JPJ/MyCarInfo data.
Myvi Insurance Price Table by Year & Variant
Estimated annual premiums for all Myvi variants (0% NCD basis). Actual price varies by insurer.
| Variant | Year | CC | Market Value | Comprehensive | TPFT | TPO | Road Tax |
|---|---|---|---|---|---|---|---|
| 1.5 AV | 2025 | 1496 | RM 59,600 | RM 930 | RM 580 | RM 320 | RM 90 |
| 1.5 H | 2025 | 1496 | RM 54,600 | RM 860 | RM 550 | RM 310 | RM 90 |
| 1.5 X | 2025 | 1496 | RM 48,500 | RM 780 | RM 510 | RM 300 | RM 90 |
| 1.3 G | 2025 | 1329 | RM 43,500 | RM 720 | RM 470 | RM 280 | RM 70 |
| 1.5 AV | 2024 | 1496 | RM 53,500 | RM 850 | RM 540 | RM 305 | RM 90 |
| 1.5 H | 2024 | 1496 | RM 49,000 | RM 790 | RM 515 | RM 300 | RM 90 |
| 1.5 X | 2024 | 1496 | RM 43,500 | RM 720 | RM 470 | RM 280 | RM 90 |
| 1.5 AV | 2023 | 1496 | RM 48,000 | RM 775 | RM 505 | RM 295 | RM 90 |
| 1.5 H | 2023 | 1496 | RM 44,000 | RM 725 | RM 475 | RM 285 | RM 90 |
| 1.5 X | 2023 | 1496 | RM 39,000 | RM 660 | RM 440 | RM 270 | RM 90 |
| 1.3 G | 2023 | 1329 | RM 35,000 | RM 610 | RM 410 | RM 255 | RM 70 |
| 1.5 AV | 2022 | 1496 | RM 43,000 | RM 710 | RM 465 | RM 280 | RM 90 |
| 1.5 H | 2022 | 1496 | RM 39,000 | RM 660 | RM 440 | RM 270 | RM 90 |
| 1.5 X | 2022 | 1496 | RM 35,000 | RM 610 | RM 410 | RM 255 | RM 90 |
| 1.3 G | 2022 | 1329 | RM 31,500 | RM 565 | RM 380 | RM 240 | RM 70 |
| 1.5 SE | 2021 | 1496 | RM 38,000 | RM 645 | RM 430 | RM 265 | RM 90 |
| 1.5 H | 2021 | 1496 | RM 34,500 | RM 600 | RM 405 | RM 252 | RM 90 |
| 1.3 G | 2021 | 1329 | RM 28,000 | RM 520 | RM 355 | RM 230 | RM 70 |
* Estimated premiums based on 0% NCD. With NCD discount, your actual premium will be lower. Road tax shown is for Peninsular Malaysia — Sabah/Sarawak rates may differ.
Myvi NCD Discount Table
Your No Claim Discount reduces your Myvi insurance premium every year. Here is how much you can save:
| Claim-Free Period | NCD % | Savings on Myvi |
|---|---|---|
| 0 (New driver) | 0% | -RM 0 |
| 1 year no claim | 25% | -RM 233 |
| 2 years no claim | 30% | -RM 279 |
| 3 years no claim | 38.33% | -RM 356 |
| 4 years no claim | 45% | -RM 419 |
| 5+ years no claim | 55% | -RM 512 |
NCD Saving Tip
With maximum 55% NCD, a Myvi 1.5 AV comprehensive premium drops from RM 930 to just RM 419 — saving you over RM 512 per year!
Try the NCD CalculatorComprehensive vs Third Party for Myvi
Which coverage type makes sense for your Myvi? Here is a side-by-side comparison.
Comprehensive
RM 930- Own damage from accidents
- Theft & fire protection
- Third-party liability
- Flood & natural disaster
- Windscreen (optional add-on)
- Personal accident cover
- Towing assistance
Verdict: Best for Myvi under 10 years or with outstanding loan
Third Party Fire & Theft
RM 580- Third-party liability
- Fire damage to own car
- Theft of own vehicle
- Personal accident cover
- Towing assistance
Verdict: Good for Myvi 10-15 years with moderate value
Third Party Only
RM 320- Third-party bodily injury
- Third-party property damage
- Personal accident cover
Verdict: For very old Myvi (15+ years) with low market value
Recommended Add-ons for Your Myvi
Not all add-ons are worth it. Here are the ones that make the most sense for Myvi owners in Malaysia.
Windscreen Coverage
RM 100-150/yearCovers windscreen repair or replacement. Myvi windscreen replacement costs RM 600-1,200 without coverage.
Flood / Special Perils
RM 80-120/yearEssential coverage for flash floods, landslides, and natural disasters — common in many Malaysian cities.
All Drivers Cover
RM 50-80/yearExtends coverage when other named or unnamed drivers use your Myvi.
Passenger Liability
RM 30-50/yearCovers legal liability for injuries to your passengers in an accident.
Towing & Roadside
RM 30-60/yearFree towing up to a certain distance after a breakdown or minor accident.
Betterment Waiver
RM 40-80/yearWaives the betterment cost on new parts for cars under 5 years old.
Best Insurers for Perodua Myvi
Compare the top insurance providers for Myvi coverage in Malaysia.
Allianz
Best for: Quick claims and workshop choice- Fast claims approval
- Wide panel workshop network
- Competitive Myvi rates
- Online portal can be slow
- Strict on modifications
Etiqa
Best for: Budget-conscious Myvi owners- Affordable for Myvi
- Good online self-service
- Takaful options available
- Smaller panel for rural areas
- Phone support wait times
Zurich
Best for: Premium coverage seekers- Strong financial rating
- Good add-on flexibility
- Fast roadside response
- Premium slightly higher
- Limited weekend support
Kurnia (AmGeneral)
Best for: Basic affordable coverage- Very affordable
- Wide reach across Malaysia
- Quick renewal process
- Basic claims process
- Fewer add-on options
Tokio Marine
Best for: Service quality priority- Excellent claims service
- Strong windscreen add-on
- Good NCD protection
- Higher base premium
- Limited online features
MSIG
Best for: New Myvi owners- Comprehensive plans
- Good for new Myvi
- Personal accident included
- Premium on higher side
- Complex policy wording
Myvi Insurance Renewal Checklist
Everything you need to prepare before renewing your Myvi insurance.
Check your current insurance expiry date (renew up to 60 days before expiry)
Verify your current NCD percentage with your insurer
Decide on coverage type: Comprehensive recommended for Myvi under 10 years
Consider add-ons: windscreen and flood cover are top recommendations for Myvi
Get quotes from at least 3 insurers for comparison
Check your road tax expiry — renew together to save time
Have your grant (vehicle registration card) ready
Upload or send photos of your car (some insurers require this now)
Confirm payment method — online banking, credit card, or agent collection
Save your digital policy and road tax on your phone
Frequently Asked Questions
Everything you need to know about Perodua Myvi insurance.
Perodua Myvi insurance costs between RM 520 to RM 930 per year for comprehensive coverage, depending on the Myvi variant, year of manufacture, your NCD, and coverage type. The Myvi 1.5 AV (latest model) costs approximately RM 900-930/year comprehensive with 0% NCD, while a 2021 Myvi 1.3 G may cost around RM 520/year.
For Myvi cars under 10 years old, comprehensive insurance is generally recommended because the Myvi holds its value well and parts are affordable but accidents can still be costly. For Myvi over 10-12 years, third party fire and theft (TPFT) may be more cost-effective if the market value has dropped significantly.
Myvi road tax depends on engine capacity: 1.3L variant (1,329 cc) costs RM 70/year; 1.5L variant (1,496 cc) costs RM 90/year. These are standard Peninsular Malaysia rates for private vehicles.
Yes, NCD is attached to you as the driver, not the car. You can transfer your accumulated NCD from your old car to a new Myvi. Just inform your insurer when renewing or purchasing a new policy.
The best insurer depends on your priorities. For fast claims: Tokio Marine or Allianz. For affordability: Etiqa or Kurnia. For comprehensive add-ons: Zurich. Always compare at least 3 insurers before deciding.
Windscreen coverage is an optional add-on, not included in standard comprehensive policies. It costs approximately RM 100-150/year for Myvi. Given that Myvi windscreen replacement costs RM 600-1,200, this add-on is highly recommended.
The best ways to lower your Myvi premium are: (1) Maintain a claim-free record to build NCD up to 55%, (2) Choose a higher voluntary excess if you rarely drive, (3) Compare quotes from multiple insurers, (4) Install safety devices like dashcams or anti-theft systems, (5) Only add add-ons you actually need.
Insurance renewal can be completed in as little as 15-30 minutes if you have all documents ready. Most insurers now offer instant online renewal. Road tax can also be renewed simultaneously, saving you a trip to JPJ or Pos Malaysia.
Ready to Get Your Myvi Insurance Quote?
Compare quotes from multiple licensed insurers. No obligation, free estimates, and personalized recommendations for your Myvi.
This is an estimate. Final premium depends on insurer underwriting, vehicle details, NCD record, add-ons, and JPJ/MyCarInfo data.
Important Disclaimer
Motoo is an independent car insurance comparison and information platform. We are not a licensed insurance broker, not an insurance company, and we do not underwrite or sell insurance policies.
The insurance price estimates and comparisons provided on this page are for reference and informational purposes only. They are not guaranteed quotes or official insurance prices. Actual premiums and coverage terms depend on the insurer's assessment of your specific vehicle, NCD record, driving history, and the insurer's own pricing model. Perodua Myvi insurance premiums vary by insurer, even for the same coverage.
All insurance policies are issued by licensed and regulated insurance companies in Malaysia. Bank Negara Malaysia maintains a list of approved insurance and takaful brokers. We encourage you to verify any insurer's licensing status before purchasing.
For accurate and binding Myvi insurance quotes, please contact a licensed insurance agent or the insurer directly. Use Motoo to estimate and compare before making your decision.